Your Customers Pay in 60 Days. Payroll Is Due Friday. Here’s How Invoice Factoring Closes the Gap So, how does invoice factoring work? You sell us the invoices your business customers haven’t paid yet. Within a day or so, we advance most of what they’re worth, and then we collect from those customers ourselves. When they pay, we send you […]
The 90-Day Cash Trap: How Fast-Growing B2B Companies Are Financing Growth Without Bank Debt Ask anyone outside of B2B how to grow a business, and they will probably tell you to just sell more. Ask a mid-market CEO, and they will tell you the truth: unchecked sales growth can actually bankrupt you if your cash flow doesn’t keep up. Landing
Payroll Funding for Staffing Agencies: The Complete Guide Staffing agencies rarely fail because demand dried up. They fail on timing. Placements are made, hours are worked, and payroll is due Friday, while the client invoice covering those same hours will not be paid for another 30 to 60 days. Payroll funding closes that gap by advancing cash against invoices your
5 Questions to Ask Before Choosing an Asset-Based Lending Company Asset-based lending has become one of the most accessible forms of business financing for companies that need working capital without the restrictions of a traditional bank loan. The concept is straightforward: a lender extends a revolving line of credit secured by your company’s assets, typically accounts receivable, inventory, equipment, or
Asset-Based Lending vs. Traditional Bank Lending: What Business Owners Need to Know When your business needs funding, knowing which type of financing to pursue can make a significant difference in both short-term operations and long-term growth. Two of the most widely used methods are traditional bank lending and asset-based lending (ABL)—and while they both serve to provide capital, they operate
A family-run business with over 50 years of expertise in manufacturing and distributing dairy products and restaurant supplies recently faced significant financial challenges.
Following a period of aggressive expansion—including entering new markets and acquiring a cold storage facility—the company found itself in need of additional working capital. However, with a highly leveraged balance sheet, their existing lender was unable to provide further support.
