Asset-Based Lending

A Flexible Solution For Businesses To Utilize Their Assets As Collateral To Fund Working Capital

Asset Based Lending Provides Quick Access to Capital Quick Access to Capital

FUNDS AVAILABLE WHEN YOU NEED THEM

Having working capital on-hand to cover business expenses easily and quickly.​

Asset Based Loans Are Scalabel

SCALABLE FINANCING

As your business grows your line of credit evolves to meet your financial needs. ​

Asset Based Lending Offers a Revolving Line of Credit

REVOLVING LINE OF CREDIT

Draw on as little or as much as your business needs from your available line of credit.

Asset Based Lending Facilities

FACILITIES STARTING AT

$1,000,000 and up

DISCOVER IF AN ASSET-BASED LOAN
IS RIGHT FOR YOUR BUSINESS

Asset-based Lending provides working capital as a structured revolving line of credit based on a percentage of the value of the company’s assets, such as commercial accounts receivables, inventory, machinery and equipment. Commercial accounts receivable should comprise the largest portion of combined assets.  The borrowing base for Asset-Based facilities can be up to 90% on commercial accounts receivables and up to 50% on inventory and machinery. 

Businesses who need working capital to take advantage of growth opportunities, maintain business operations, refinancing existing credit lines, and support seasonal fluctuations. 

Commercial accounts receivable should comprise the largest portion of the collateral; while inventory and machinery & equipment can be used as a smaller percentage of the combined assets.

Small, midsize, or large companies with a reliable track record and having a pending increased working capital need.

Asset-Based lending is a structured revolving line of credit which allows the business to borrow on an ongoing basis.  The facility line is determined by the borrowing base of the collateralized assets.

The borrowing base establishes the total amount a company can borrow . Which is based on a percentage of the value of the businesses collateral. 

Asset-Based loans offers a viable option for companies with growing assets.  The company’s assets are used as collateral to borrow against, not sold. It offers  flexibility since it is a revolving line of credit and availability can increase or decrease daily and weekly based on your sales, credits, and collections. 

Our clients say

" We are extremely grateful to have the banking relationship we have with Seacoast. You can feel true security. The SBF team wants our business to survive and thrive during these difficult times…Thank you all again – we greatly appreciate all your assistance."
Deborah D.
CHC, CPC; President/Executive Director of Operations
"We are thankful for the help the team at Seacoast Bank provided our organization over the years.  Their business funding division has always provided us with capital that we needed to operate and grow our business." 
Rudo R.
CEO

Ready For A Reliable Working Capital Solution

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