Payroll Funding Services

Increase Revenue, Reduce Costs, Increase Efficiency, and Expand Market Share With Payroll Funding

Higher advance rates.

Always meet weekly payroll.

Obtain funds easily and quickly.

Custom solutions tailored to your business needs.

Access to unlimited reliable capital.

Flexible solutions that scale with your business.

Professional and knowledgeable team.


Payroll Funding, enables your staffing business to sell its outstanding invoices at a discount to a third-party (Seacoast), and receive capital immediately. Once the invoice is paid by the customer the remainder of the funds are remitted to you within 24 hours minus a nominal fee.  

For staffing companies, paying your temporary workers weekly and waiting 30-90 days on customer payments can cause cash-flow constraints. Businesses need the flexibility to increase or adjust staffing needs at a moment’s notice, without worry that the additional payroll needs will cause problems for cash flow. Payroll funding services offer a reliable approach that reduces the complication and stress of waiting for your incoming invoices. By utilizing payroll financing, your staffing agency can confidently meet payroll week-after-week and manage business operations timely.

Payroll funding is the term used to describe invoice factoring targeted specifically for staffing agencies.  With payroll funding a determination can be made by underwriting within 48 hours of receiving all documentation.  

Whether it is payroll factoring, invoice factoring, or accounts receivable financing, utilizing a working capital solution ensures your business always has access to capital to support long-term growth and profitability.

Payroll funding solutions offer a number of advantages to your staffing business, including:

  • Unlimited access to reliable capital
  • Same day funding
  • Flexible and competitive rate structures
  • Quick access to capital
  • Outstanding customer service and support
  • Easy to obtain
  • Does not add debt to balance sheet
  • Financing that grows with your business
  • Ability to support extended terms for customers

The cost of using a payroll financing solution varies and is typically based on the amount of funds needed, the commercial credit quality of your customers, and the transaction’s general risk.

We offer competitive rates that help your business handle payroll needs, covering a variety of industries. Our programs are designed to be easy to understand and relevant to your unique needs.  As your business grows in experience with our service, we may tailor the program to take advantage of lower risk by offering fewer restrictions.

With more than 30 years of experience, Seacoast Business Funding offers solutions that are unique, scalable, fast and competitive with other payroll funding services. Our clients appreciate our effort to understand their needs and create programs that solve problems, improve efficiency and provide real long-term solutions. We have a long list of success stories and partnership programs for referrers.

Seacoast Business Funding is a leader in providing payroll financing for staffing agencies. For a quote, please complete this form or you can call 800.619.0804 and a dedicated representative will assist you in finding a customized working capital solution for your business.



"Seacoast understands every aspect of our business and have helped us through consecutive years of growth. Over this time, we have developed a great business relationship that has become integral to the success of our company. Seacoast has been a critical partner in our daily operations, delivering consistent support. The team at Seacoast always provides great professional service and they are thorough in all banking functions." 
Ken H.
"Seacoast Business Funding has been an exceptional funding partner. We have been with them since we started our business and they have supported our growth throughout the years. Our account managers are a pleasure to work with. We are truly grateful for this partnership."
Mireya A.
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